Upload a bank or card statement (PDF or CSV). Spot the Deliveroo habit, the subscriptions you forgot and a simple plan to keep more.
Upload your statement
Drag it here, or choose a file
Need more files, bigger data or longer history? Look at our plans
Clean out your personal details with an AI you already trust, then upload the cleaned file here. Take out only your own name, account and card numbers, address and anything else personal. Leave the shops, businesses and people you paid, or the report gets less accurate. We still clean it again on our end.
Open it in
Opens a new chat with the prompt already filled in. Attach your statement there, then save the reply as a .csv file.
Prompt to copy
Remove only my own personal details from this bank or card statement: my name, address, phone number, email address, account and card numbers, and ID numbers. Keep the names of shops, businesses and other people I paid, and keep every date and amount exactly as it is. Return only a CSV with the columns Date,Description,Amount and one transaction per line, so I can save it as a .csv file.
In that step your statement goes to the AI you choose, under its own terms and privacy policy, not to us.
Example report
Made-up numbers, so nothing here is yours.£1,002
went out in one month · 96 small payments
Your report
We sort every payment by where it went, so you can see which habits make up the total.
Share it
Every report comes with ready-made cards, sized for Instagram Stories and X, in the tone you pick: Polite, Brutal Roast or Money Therapist. Post the one you like, or keep them all to yourself.
Bank, card and payment app statements from India, the US, the UK and plenty of other places.
You don’t need an account or a password. Upload the file and your report shows up.
We strip out account and card numbers before anything gets read, and your report deletes itself after 48 hours.
Free trials that turned into charges, apps you stopped opening and repeat payments, all listed in one place.
Not just a score. A simple week-by-week plan with real amounts, so you know where to start cutting.
Photos are illustrative.
We check each one against your own statement. Upload it and we’ll open the case.
Exhibit A
“My salary lasts the month.”
Payday fade
We count the days until half your pay has left the account. Write your guess down first.
Exhibit B
“It’s only small stuff.”
Small buys
We add every small repeat purchase into one number. It stops being small stuff pretty quickly.
Exhibit C
“I’ll just have one.”
Spree days
Days where one purchase led straight to the next. The bar tab, the cab home, the delivery after.
Exhibit D
“I don’t have a favourite.”
Top places
Ranked by visits and by money. There’s always one, and it’s probably the one you just thought of.
Example result
Same numbers in every tone. Switch any time from the top bar.
Money habit score
58/ 100
Room to improve. Small changes add up fast.
Late-night food delivery
14 orders after 10pm · £230 this month
Most of these orders came after 10pm, on weeknights. Planning one simple dinner could cut them in half.
Forgotten free trial
£10.99 charged 3 months after it started
The trial turned into a paid plan without a reminder. If you do not use it, it can go today.
Example only, in pounds. Your report uses your own statement.
No statement handy? Open a full sample report
Made-up data, so nothing of yours is involved.
Tested with Monzo, Revolut and Barclays exports. Other banks work too.
We remove these details by matching patterns, so it isn’t perfect. You can check the cleaned text before you go on.
Example: statement lines with a name, account number and payment IDs. Your name and your account and reference numbers are covered before anything is analysed. Shops and people you paid keep their names, so payments are sorted correctly. Each payment then gets a category, and the report is deleted after 48 hours.
1You upload
Drop a bank, card or payment app statement. PDF or CSV both work.
2We clean it
Sent over an encrypted connection. Your name, account and card numbers, phone and email are removed. Shops keep their names.
3We analyse
Only the cleaned text is read. The file itself is then discarded.
4It expires
Your report is deleted automatically after 48 hours.
It’s a one-time payment, not a subscription, and only if you want the full report. Find one forgotten subscription and it has probably paid for itself.
Your bank shows a list of transactions. We read the whole list and tell you what it means: your habits, the small buys that add up, forgotten subscriptions, your most expensive month and a plan, in about 30 seconds instead of a weekend with a spreadsheet.
Your file is sent over an encrypted connection, read, cleaned of account and card numbers, phone numbers and emails, and thrown away. It’s never saved. Only the finished report is kept, for 48 hours. There’s more detail in our guide to uploading a statement safely.
Bank, credit card and payment app statements as PDF or CSV. If one cannot be read, try a CSV download from your bank.
Look for “Statements” or “Download transactions” in your banking app or website, and choose CSV or Excel if you can. Every bank hides it somewhere different, so we wrote step-by-step guides for 21 banks and apps.
The free checkup reads up to 800 statement lines from the latest 6 months. Premium reads up to 6,000 lines and Max up to 20,000, which is usually 3 to 5 years and 10 years or more of an everyday account. If a statement is longer, we keep the newest lines and the report tells you. Very long statements are partly read by our simpler reader, so the report marks its figures as estimates. Per-month figures are shown so a long statement is not mistaken for one month.
Twenty of the most used currencies, including USD, EUR, GBP, INR, JPY and AUD. The currency is picked up from your statement.
Polite, Brutal Roast and Money Therapist (calm and kind). Pick one from the top bar. The numbers and findings come from fixed rules in our own code and are the same in every tone; only the wording and colours change. Money Therapist is not therapy or financial advice.
The website is available in English, Hindi, Hinglish, Spanish and Portuguese. Your report’s commentary can also be written in French, German, Arabic, Bengali or Tamil. Pick one from the top bar. Translations are written with the help of AI, so they can sound a little less natural than English.
No. It’s information and ideas based on your statement, and the estimates can be off. Check the numbers against your own records.
See the refund page. If you were charged and the report did not unlock, you get your money back.
Free checkup in about 30 seconds. No login. No sign up. Only helpful insights.
